Mortgage Refinance

Refinancing your mortgage can be a powerful tool for saving money or unlocking new financial opportunities. By refinancing, you can replace your existing mortgage with a new one that offers a lower interest rate, shorter term, or more manageable payments. Many homeowners also refinance to consolidate debt, fund major renovations, or free up cash for investments. We’ll help you weigh the pros and cons, compare lender offers, and build a refinance strategy that works for your unique situation.

Mortgage refinance can prove beneficial in several ways.

  • Get cash out for any purpose
  • Consolidate high interest credit cards
  • Lower your monthly payments
  • Renovations and home improvements
  • Programs for self-employed
  • Canada’s best prepayment options

Our Rates

Term Rate
1 Year 4.94%
2 Years 4.24%
3 Years 4.09%
4 Years 4.34%
5 Years 4.19%
7 Years 5.19%
10 Years 5.29%
*Rates subject to change and OAC

Smart Mortgage Calculator

Use our quick and easy mortgage calculators to explore your options,
understand affordability, and plan with confidence.

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